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This is the most widespread internet and email scam today. "Phishing" is where digital thieves lure you into divulging your password info through convincing emails and web pages.

These phishing emails and web pages resemble legitimate credit authorities like Citibank, e Bay, or Pay Pal.

This scam, like most scams, is too good to be true.

Yet people still fall for this money transfer con game.

They will use your emotions and willingness to help against you.